Does your recipient in Egypt want a bank deposit, cash, or money in a wallet? Start there. A provider’s general list of payout methods is not enough to establish support for an Egyptian card or wallet. Confirm the receiving service first, then check the fee and estimated Egyptian pounds for your riyal budget.
Choose how the recipient will get the money
| What the recipient wants | What to confirm before sending |
|---|---|
| Bank deposit | Ask whether the sender supports the recipient’s bank and get the required account details from that bank. |
| Cash collection | Confirm an accessible collection point, accepted ID and when the money should be ready. |
| Wallet, InstaPay or Meeza | Ask for the exact receiving service by name. Do not assume a domestic payment option is available for a transfer from Saudi Arabia. |
STC Bank and Enjaz advertise bank, cash and wallet options generally; that does not establish which Egyptian services can receive your payment.
Can you send to an Egyptian card number?
Use a card number only when the sending provider explicitly offers card payout to that Egyptian card. Otherwise, ask for the bank-account or other recipient details required by the selected service. An old card promotion is not confirmation of current support.
What STC Bank, Al Rajhi and Enjaz charge
- STC Bank: its Western Union tariff lists SAR 15 for Egypt, before VAT; it is not a fee for every STC product.
- Tahweel Al Rajhi: the international outbound ceiling is SAR 50 electronically or SAR 75 in a branch, excluding 15% VAT, effective 20 February 2026. The actual Egypt fee needs a quote.
- Enjaz: Enjaz Easy, Transfast and SWIFT have general ranges of SAR 0–50 in the app and SAR 0–75 in a branch, excluding VAT. These are not Egypt-specific prices or Western Union charges; confirm the service offered to your recipient.
For the same total riyals, compare the quoted EGP amount after fees and ask about any further deductions. The lowest advertised fee need not produce the largest payout.
Agree on an arrival estimate before paying
For a bank deposit, ask when the Egyptian account should be credited; for cash, ask when collection should be possible. Do not substitute a general “instant transfer” advertisement for those details.
The Saudi transfer calculator gives an EGP market-rate reference. Use it to understand a quote, not as a promise of how much your recipient will receive.