Enjaz is the remittance service of Bank Albilad, and one of Saudi Arabia's most widespread transfer networks — reaching around 200 countries and including options like Western Union. Here's how Enjaz works: the channels, the countries, roughly what it costs, and when it wins.
How to send with Enjaz
- The Enjaz app or the Bank Albilad app — send straight from your phone.
- Enjaz branches, self-service machines and points of sale — spread across the Kingdom.
- Bank Albilad ATMs — for a quick transfer.
For a first transfer, activate the service and verify your identity via your Iqama and Nafath.
Countries and payout methods
Enjaz reaches around 200 countries, including the big corridors from Saudi Arabia, with payout to a bank account, e-wallets, and cash pickup through a wide network that includes Western Union. Confirm your country and payout method in the app.
Fees and when it wins
Enjaz charges a fee that varies by destination and channel, with limits set by Bank Albilad — check them in the app. The bigger difference is usually the exchange-rate margin, not the fee:
Enjaz's strength is reach — unusual destinations and cash pickup. On the big corridors, a wallet like STC Pay may give a better rate — compare the amount that actually arrives via our indicative Saudi comparison.