Tahweel Al Rajhi is a service of Al Rajhi Bank itself, and its page carries the bank's own regulatory footer. The bank says it runs over 135 dedicated Tahweel centres and that you can send through 520 Al Rajhi centres, to more than 200 countries.
The bank's fee schedule sets a ceiling for outbound international transfers: SAR 50 electronically and SAR 75 at a branch, before 15% VAT. That's a maximum, not the price for each country, so you may pay less. The pages we read don't publish a fee per destination, so check the figure the app shows before you confirm.
Channels
The bank's site lists five ways to send:
- The Al Rajhi Bank app, from your phone.
- The urpay app, Al Rajhi's digital wallet.
- ATMs, which the bank describes as working 24/7.
- POS transfers: remittance locations with point-of-sale terminals.
- Branches and Tahweel Al Rajhi centres.
We found no published steps for switching on the international transfer option in the app, so if it doesn't appear for you, ask the bank.
Published fees
This is what the bank's Products and Services fee schedule (effective 20 February 2026) lists, headed "Maximum Fee", before 15% VAT:
| Service | Branch / electronically |
|---|---|
| Outbound international transfer | SAR 75 / SAR 50 |
| Amending or cancelling an international transfer | SAR 25 / SAR 15 |
The ceiling isn't the fee for your destination. India, Pakistan, Bangladesh, Egypt and the Philippines have their own fees, which the bank doesn't publish on its open pages, and they may be lower. By contrast, STC Bank publishes a flat fee per country, so we can't say which is cheaper until you compare what each app shows.
The fee is only half the cost. The exchange-rate margin is usually the larger difference:
Countries and payout methods
The bank says transfers reach more than 200 countries. In its release with Visa about Visa Direct, it names India, Pakistan, Egypt, Bangladesh, the Philippines, Indonesia and Nepal as the key corridors, with real-time transfers direct to bank accounts.
The bank's current pages don't publish which payout methods or limits apply to each country. When you add the beneficiary, check in the app whether your destination offers an account deposit, cash pickup or a wallet.
Pay by credit card in instalments
The bank's "Send Now Pay Later" service lets you send an international transfer with an eligible Al Rajhi "Murabaha" credit card and repay in equal monthly instalments of 3 to 24 months through its Tasheal programme, with up to 30% of the card's available credit limit usable for the transfer. Check what the instalment plan costs before you use it: it comes on top of the transfer fee and the exchange rate.
Receiving money from abroad into your Al Rajhi account
We found no official page in the Al Rajhi pages we could read that explains receiving an international transfer into your account, and no published SWIFT code. Ask the bank for the right receiving details, the IBAN and SWIFT code, before you give them to someone sending from abroad.
Tahweel Al Rajhi vs STC Bank and Enjaz
Tahweel Al Rajhi's strength is its reach: two apps, ATMs, POS locations and centres, and one of the largest banks behind it. On price no option leads every time, and STC Bank or Enjaz may show a different fee or rate on the day. Compare the amount that arrives in each app. Our Saudi transfer calculator converts at the mid-market reference rate and lists the services to get a quote from; it does not show provider quotes.