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Tahweel Al Rajhi International Transfer: Channels, Countries & Fees

By the GulfSend teamLast reviewed 16 July 2026

We cover money transfers across the Gulf — from the UAE and Saudi Arabia — and explain the options as they are, not as they're marketed.

Tahweel Al Rajhi is the remittance arm of Al Rajhi Bank, one of Saudi Arabia's largest banks, and one of the most widely used transfer options for residents. Here's how it works: the channels you send through, the countries it reaches, roughly what it costs, and when it beats the alternatives.

How to send with Tahweel Al Rajhi

Tahweel Al Rajhi gives you several channels — pick whatever's easiest:

  • The urpay app or the Al Rajhi Bank app — send straight from your phone, fastest if you hold an account.
  • ATMs and points of sale — transfer without a counter visit.
  • Branches and remittance centres — for in-person help, with dedicated centres for India, the Philippines, Pakistan and Egypt.

For a first transfer, activate the service and verify your identity via your Iqama and Nafath.

Countries and payout methods

Tahweel Al Rajhi covers the big corridors from Saudi Arabia — India, Pakistan, the Philippines, Egypt, Bangladesh and more — with payout to a bank account, some e-wallets, and cash pickup where offered. Confirm your country and payout method before sending.

Fees, limits and when it wins

Tahweel Al Rajhi charges a fee that varies by destination and channel, often low for account holders, with limits set by the bank. Check them in the app. More importantly, the fee is only half the cost — the exchange-rate margin is usually the bigger difference:

Where the real cost of a transfer hidesTotal cost of sending moneyUpfront feethe part you seeExchange-rate marginthe hidden part
Illustrative proportions. Two services can both advertise “no fees” — the one with the weaker exchange rate still costs you more. Always compare the amount that actually reaches the recipient.

Tahweel Al Rajhi wins on convenience, reach and the trust of the largest bank, but a wallet like STC Pay sometimes gives a better rate. Compare the amount that actually arrives — our indicative Saudi comparison gives a quick ranking.

Frequently asked questions

How do I send internationally with Tahweel Al Rajhi?

Through the urpay app or the Al Rajhi Bank app, at ATMs and points of sale, or at branches and remittance centres. For a first transfer, activate the service and verify your identity via your Iqama and Nafath.

Which countries does Tahweel Al Rajhi reach?

The big corridors from Saudi Arabia — India, Pakistan, the Philippines, Egypt, Bangladesh and more — with bank, cash and some wallet payout. Confirm your country in the app.

Is Tahweel Al Rajhi cheaper than a wallet?

Sometimes — it's competitive, especially for account holders. But a wallet like STC Pay can give a better rate at other times. Compare the amount that actually arrives before deciding.

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