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GulfSend
Philippines — PHP

Send Money from the UAE to the Philippines

Compare live AED to PHP exchange rates and fees from licensed UAE providers. See how many pesos reach your family in the Philippines before you send.

Rates last verified: 17 Jul 2026

For the large Filipino community in the UAE, sending money home is a monthly routine — and the peso amount your family receives depends heavily on which provider you use. Because remittances to the Philippines are so common, there are plenty of delivery options, from bank deposits to cash pickup and mobile wallets like GCash.

This page compares live AED to PHP rates from licensed UAE providers and shows the real pesos delivered after fees, not just the advertised exchange rate. That's the number that matters when you're budgeting support for family back home.

Cash pickup is a favourite for the Philippines, with wide networks like Cebuana Lhuillier and Palawan letting relatives collect within minutes. Bank deposits to BDO, BPI and others are just as easy, and GCash transfers are increasingly popular for their speed. Exchange houses such as LuLu and Al Ansari are dependable for same-day, no-fee transfers, while digital services like Wise and Remitly often compete hard on the rate.

Have your recipient's details ready — a bank account, GCash number, or the pickup branch and their ID name exactly as it appears. Enter your amount below, choose the Philippines, and the tool ranks providers by the actual pesos received.

AED
GulfSend earns a commission if you sign up through some provider links. This never affects the rates or rankings shown.
Estimated Rates
Based on daily mid-market rates and provider margins — confirm with the provider before sending
L
LuLu Exchange
Zero fees
PHP 16,594
Rate: 16.59Fee: FreeSame day
View
A
Al Ansari
PHP 16,510
Rate: 16.51Fee: FreeSame day
View
R
Remitly
Popular
PHP 16,494
Rate: 16.69Fee: AED 12.00Instant
View
W
Wise
PHP 16,427
Rate: 16.76Fee: AED 20.001–2 days
View
U
Western Union
PHP 16,327
Rate: 16.46Fee: AED 8.00Minutes
View
Not yet available to UAE residents
Licensed but not live for UAE residents yet — shown for reference, not ranked.
V
Revolut
16.57 per AED
PHP 16,570

These are today's guide rates. Your final rate is set at transfer. Not financial advice.

Rates checked against each provider's official published rates.

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PHP rate — last 21 days
Up 0.5%
31 Jul20 Aug
Checked every morning
We pull fresh rates from all 6 providers daily, so nothing you see here is stale.
Licensed in the UAE
Every provider is regulated by the UAE Central Bank. No grey-market shortcuts.
What you see is what lands
Fees are already baked into the 'They receive' number, so there are no surprises.

Know the best rate before payday

Every Friday we email you the top rate for your route, right around the time your salary lands.

AED PHP

One email a week. Leave whenever you like.

Questions people usually ask

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International Money Transfers from the UAE: The Complete Guide
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Al Ansari vs LuLu Exchange: How They Actually Differ
Compare Al Ansari and LuLu Exchange: branch coverage, supported corridors, payout methods, KYC requirements, and cut-off times.
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Compare banks, exchange houses, and money transfer apps in the UAE: speed, fees, cut-off times, KYC requirements, and which to use.
How to Send Money from UAE to GCash
Send AED to GCash in Philippines: choose Wise (fastest), LuLu (cheapest), or Al Ansari. Step-by-step process, wallet limits, and common errors.
How to Send a Large Amount of Money from UAE
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Wise vs Remitly: Which Is Cheaper for UAE Transfers?
Compare Wise's flat fee against Remitly's Express/Economy speeds. See which is actually cheaper on India, Pakistan & Philippines transfers.
Al Ansari vs Wise: When to Use Each
Choose between Al Ansari's cash pickup and flat fees or Wise's mid-market rate and app simplicity. Real cost comparison for UAE transfers.
Western Union vs Wise: Cost & Speed
Western Union's cash pickup vs Wise's transparency: compare fees, rates, and speed for international transfers from the UAE.
LuLu Exchange vs Al Ansari: When to Use Each
LuLu's zero-fee corridors vs Al Ansari's branch network. Compare costs for India, Pakistan & Philippines transfers from the UAE.
Remitly vs Al Ansari: India & Philippines
Compare Remitly's Express/Economy speeds and wallet payouts to Al Ansari's branch network for India and Philippines transfers.
How to Send Money from UAE to India
Compare Wise, Remitly, Al Ansari & LuLu for UAE-to-India transfers. Live rates, no hardcoded, real cost breakdown for AED→INR.
Why the Cheapest Transfer Fee Isn't Always the Cheapest Transfer
Understand exchange rate margins vs explicit fees. Why a "zero fee" transfer can cost more. The real math of money transfer pricing.

How your recipient can receive it

GCash / Maya e-wallet
Money arrives straight in the recipient's e-wallet via InstaPay rails — one of the most common ways Filipino families receive support from abroad.
Bank transfer (InstaPay/PESONet)
InstaPay settles instantly for smaller amounts; PESONet handles larger transfers with same-banking-day settlement.
Cash pickup
Widely available through partner pawnshops and remittance counters across the Philippines.