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GulfSend
Indonesia — IDR

Send Money from the UAE to Indonesia

Check the AED to IDR reference rate, compare verified provider quotes when available, and confirm how many rupiah reach your family in Indonesia.

Many Indonesians work in the UAE — a large share of them domestic and service workers — and send money home regularly, so the AED to IDR rate is worth watching closely. The rupiah floats against the dirham, which means the rate genuinely moves day to day, and a gap of even a few rupiah per dirham adds up over a year of transfers.

When verified quotes are available, this page compares AED to IDR offers from licensed UAE providers and builds the fee into the final figure — the rupiah that actually reach the account or wallet in Indonesia, not just a tempting headline rate.

Bank deposits to accounts across Indonesia are standard, and Bank Indonesia's BI-FAST system has made transfers land faster than the old routes. E-wallets like OVO, GoPay and DANA are hugely popular too, and several providers can pay straight into one. Exchange houses such as LuLu are reliable for same-day transfers, while app-based services such as Remitly use a different mix of fee and exchange-rate margin.

Checking what your dirhams are worth in rupiah today before you send is worth the minute — enter your amount below and choose Indonesia to compare any verified provider quotes by the real rupiah delivered.

AED
↓
At the mid-market reference rate
IDR 4,924,233
1 AED = 4,924.23 IDR

This is not a provider quote: providers add a margin, a fee or both, so the recipient receives less.

Verified provider comparisons are currently unavailable. GulfSend only shows provider pricing when a recent official source has been verified. Check the provider’s final quote before you pay.

What the World Bank measured: the cost of sending to Indonesia

This is a survey, not today's prices. The World Bank recorded what each service charged to send AED 735 and AED 1,835 (about USD 200 and 500) from 15 August to 22 August 2025, its latest published round. Prices have moved since, so use the table to see which services were cheap and which were expensive, then get today's quote in the app before you send.

ServiceFeeExchange-rate marginTotal cost (AED 735)Total cost (AED 1,835)
Western UnionPay by bank transfer, paid out as cash, under an hourAED 7.880.82%1.89%1.25%
LariPay by cash, paid out as cash, under an hourAED 24.260.72%4.02%2.19%
Western UnionPay by cash, paid out as cash, under an hourAED 24.330.99%4.30%2.33%
WisePay by debit card, paid out to a bank account, under an hourAED 35.800.00%4.87%4.24%
Al Fardan ExchangePay by cash, paid out as cash, same dayAED 24.251.66%4.96%2.98%
WisePay by credit card, paid out to a bank account, under an hourAED 38.540.00%5.24%4.61%
MoneyGramPay by cash, paid out as cash, under an hourAED 31.500.96%5.25%2.68%
Al Ansari ExchangePay by cash, paid out as cash, same dayAED 26.502.24%5.85%3.68%
  • Total cost is the fee plus the exchange-rate margin, as a share of the amount sent. The fee shown is for sending AED 735.
  • The World Bank priced Wise in 2025; Wise's current UAE pages show a waiting list for transfers paid in AED. Details in our Wise review.

Source: The World Bank, Remittance Prices Worldwide, complete dataset (round 2025 3Q), licensed under CC BY 4.0. GulfSend selected the rows for this route, merged services priced identically and translated the labels. This does not imply World Bank endorsement of GulfSend.

Verified quotes only
Provider rates appear here only when we can verify them from an official source. Your provider’s final quote can still differ.
Provider details, clearly marked
We show availability and regulatory context where we can verify it. Check the provider before sending.
Compare what arrives
Where a verified quote is shown, the recipient amount already includes the provider’s fee and exchange rate. Confirm the provider’s final quote before paying.

Track the rate before payday

Every Friday we email you a rate update for your route, right around the time your salary lands.

AED IDR

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Questions people usually ask

Popular amounts

AmountIn IDR (reference rate)
1 AEDIDR 4,924
5 AEDIDR 24,621
10 AEDIDR 49,242
50 AEDIDR 246,212
100 AEDIDR 492,423
500 AEDIDR 2,462,117
1,000 AEDIDR 4,924,233
5,000 AEDIDR 24,621,166
10,000 AEDIDR 49,242,331

Converted at the mid-market reference rate, not a provider quote. Providers add a margin, a fee or both, so the recipient receives less. Check the provider’s final quote before you pay. Source: ExchangeRate-API, updated 23 Oct 2026.

Any provider figures here are a guide, not a quote. Your final rate is set at transfer. Not financial advice.

We show a provider's rate only when we have a recent snapshot from its official source.

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