Wio Bank SWIFT Code: WIOBAEAD
The SWIFT/BIC code for Wio Bank is WIOBAEAD. Here's what it means and where to enter it on an international transfer.
Head office: Abu Dhabi
How to use this code
When sending an international transfer to an account at Wio Bank, enter WIOBAEAD in the "SWIFT" or "BIC" field on the transfer form — separate from the recipient's IBAN, which starts with AE. If the platform insists on exactly 11 characters, add XXX at the end.
The code is only one piece of the puzzle — our guide to bank-to-bank transfers in the UAE walks through cut-off times, fees and the steps end to end.
Sending from Wio Bank specifically? See our Wio Bank international transfer guide for fees, timing and cheaper alternatives.
UAE IBAN format
A UAE IBAN is 23 characters: AE, two check digits, a 3-digit bank code, then a 16-digit account number. You can find your own in your banking app or on a statement.
Frequently asked questions
What is Wio Bank's SWIFT code?
Wio Bank's SWIFT/BIC code is WIOBAEAD. It may also appear as an 11-character code (WIOBAEADXXX) if a sender's platform requires that exact length.
Where do I enter the SWIFT code on a transfer form?
It goes in the field usually labelled "SWIFT/BIC" or "Receiving bank code" — a separate field from the recipient's IBAN or account number.
Does the SWIFT code differ between branches?
Some banks have branch- or department-specific variants (for trade finance, for example), but the main code listed here correctly routes a transfer to any branch.