Emirates NBD
Head office: Dubai
How to use this code
When sending an international transfer to an account at Emirates NBD, enter EBILAEAD in the "SWIFT" or "BIC" field on the transfer form — separate from the recipient's IBAN, which starts with AE. If the platform insists on exactly 11 characters, add XXX at the end.
UAE IBAN format
A UAE IBAN is 23 characters: AE, two check digits, a 3-digit bank code, then a 16-digit account number. You can find your own in your banking app or on a statement.
Frequently asked questions
What is Emirates NBD's SWIFT code?
Emirates NBD's SWIFT/BIC code is EBILAEAD. It may also appear as an 11-character code (EBILAEADXXX) if a sender's platform requires that exact length.
Where do I enter the SWIFT code on a transfer form?
It goes in the field usually labelled "SWIFT/BIC" or "Receiving bank code" — a separate field from the recipient's IBAN or account number.
Does the SWIFT code differ between branches?
Some banks have branch- or department-specific variants (for trade finance, for example), but the main code listed here correctly routes a transfer to any branch.