Emirates NBD SWIFT Code: EBILAEAD
EBILAEAD is the SWIFT/BIC code of Emirates NBD in the UAE (head office: Dubai). Give it, together with the IBAN, to anyone sending money from abroad into an account there.
What EBILAEAD means
A SWIFT code is an address for a bank, not for an account. Read it left to right:
EBIL doesn’t spell Emirates NBD, but the bank gives EBILAEAD as its SWIFT code on its own pages. Emirates NBD was formed in 2007 from the merger of Emirates Bank International and National Bank of Dubai.
EBILAEAD and EBILAEADXXX are the same address. Use the 8-character version, and if the transfer form insists on 11 characters, add XXX at the end.
What the sender needs from you
- Your full name, spelled exactly as it appears on your account.
- Your IBAN: 23 characters, starting with AE. At Emirates NBD, characters 5 to 7 are 026; if they aren't, the IBAN isn't for an account at this bank.
- The bank's name, Emirates NBD, and its SWIFT code, EBILAEAD.
Receiving dollars or euros
If your account is in dirhams, the bank converts incoming dollars or euros at its own rate when the money arrives, and banks along the route can take their fee out of the amount. Hold a USD or EUR account at Emirates NBD? Ask the bank which details to give for that account before the sender pays. Our guide to receiving international payments in the UAE covers these deductions in detail.
Sending abroad from Emirates NBD? Our Emirates NBD international transfer guide covers fees, timing and cheaper alternatives.
Moving money within the UAE? Our guide to bank-to-bank transfers in the UAE walks through cut-off times, fees and the steps.
Frequently asked questions
Which bank is EBILAEAD?
EBILAEAD belongs to Emirates NBD, whose head office is in Dubai, UAE.
Should I use 8 or 11 characters?
EBILAEAD and EBILAEADXXX are the same address. Use the 8-character version, and if the transfer form insists on 11 characters, add XXX at the end.
Does my branch need a different code?
To receive a transfer into a personal or business account, give the main code: your IBAN is what tells the bank which account to credit. If the bank gives you a different code for a specific account, use that one.
Is the SWIFT code the same as a routing number?
No. A UAE routing number is a 9-digit code used inside the country, for example for salary payments through WPS. Someone sending from abroad needs the SWIFT code and your IBAN, not the routing number.
How can I double-check a SWIFT code?
SWIFT runs a free BIC search on its own website, swift.com. You can also ask your bank which code it wants senders to use.