Abu Dhabi Commercial Bank (ADCB)
Head office: Abu Dhabi
How to use this code
When sending an international transfer to an account at Abu Dhabi Commercial Bank (ADCB), enter ADCBAEAA in the "SWIFT" or "BIC" field on the transfer form — separate from the recipient's IBAN, which starts with AE. If the platform insists on exactly 11 characters, add XXX at the end.
UAE IBAN format
A UAE IBAN is 23 characters: AE, two check digits, a 3-digit bank code, then a 16-digit account number. You can find your own in your banking app or on a statement.
Frequently asked questions
What is Abu Dhabi Commercial Bank (ADCB)'s SWIFT code?
Abu Dhabi Commercial Bank (ADCB)'s SWIFT/BIC code is ADCBAEAA. It may also appear as an 11-character code (ADCBAEAAXXX) if a sender's platform requires that exact length.
Where do I enter the SWIFT code on a transfer form?
It goes in the field usually labelled "SWIFT/BIC" or "Receiving bank code" — a separate field from the recipient's IBAN or account number.
Does the SWIFT code differ between branches?
Some banks have branch- or department-specific variants (for trade finance, for example), but the main code listed here correctly routes a transfer to any branch.