Not for ordinary transfers paid in dirhams, according to Wise’s own send page and AED guidance. Wise’s UAE page for Pakistan says: “We’re working hard to allow customers to send PKR to Pakistan from the United Arab Emirates - but we’re not quite there yet,” and offers a waiting list. Its Help Centre adds that it “can’t support transfers from AED”, except when paying from money already held in a Wise account. Some other Wise pages suggest sending from AED is available, so Wise’s information conflicts; GulfSend does not rank Wise for AED transfers until a working AED-funded route is independently verified.
Wise does hold UAE Central Bank licences, announced in October 2025, but that is not the same as a launched AED service. Below are UAE routes to Pakistan whose fees and limits are published by the bank or provider itself, so you can compare like for like.
What Wise says right now
- Wise’s UAE send-money and Pakistan route pages show a waiting list rather than a transfer form.
- Its Help Centre says paying for transfers with AED is not supported, except from a Wise account balance.
- Its UAE account page says the UAE “doesn’t have the Wise account yet”.
Wise has not announced a launch date for AED transfers. A 2025 Wise update aimed to let UAE residents send money in early 2026, and its UAE send pages still show a waiting list. See our Wise UAE review for what Wise’s pages say and where they conflict.
UAE routes to Pakistan with published fees
These are what each bank or provider publishes for Pakistan. A zero transfer fee is not the whole cost: the exchange rate the provider applies also decides how many rupees arrive.
| Route | Published transfer fee | Published limit or condition |
|---|---|---|
| Emirates NBD DirectRemit | Zero | PKR 1,000,000 per transfer; Emirates NBD customers, personal transfers only |
| FAB instant transfer | Zero transfer fees | Up to PKR 1,500,000 per transaction “within 60 minutes”; PKR 1,500,000 a month to a single recipient; FAB customers |
| Mashreq Quick Remit | Zero (a limited-period offer) | PKR 10,00,000 per transaction; personal accounts only |
| RAKBANK RAKMoneyTransfer | Nil for account transfer and cash pickup; 0 to a wallet | RAKBANK does not publish Pakistan delivery times or limits |
| Remitly | Shown in the app before you pay | Up to 110,000 AED per transaction from the UAE; paid by card |
Licensed exchange houses such as LuLu Exchange and Al Ansari Exchange also send to Pakistan; ask for the fee, rate and amount received before you pay.
How to choose between them
- Where the money must land. Bank account, cash pickup or a mobile wallet such as JazzCash: check that the route offers it.
- What the recipient receives. Compare the PKR amount after fees for the same send amount, not the fee alone.
- Limits. Large amounts may need a route with a higher published limit, or more than one day.
- Whether you already bank there. The bank routes above are for that bank’s own customers.
Compare current options on our AED to PKR page.