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Emirates Islamic QuickRemit: Free Transfers, Countries & How It Works

By the GulfSend teamLast reviewed 18 July 2026

We're based in the UAE and build tools for people moving and sending money across the Gulf.

Emirates Islamic runs its own fast-remittance service, also called QuickRemit — a separate product from Mashreq's despite the near-identical name, and a distinctly strong one: the bank advertises transfers landing in as little as 60 seconds, free of charge, to a growing list of partner countries. As the UAE's dedicated Islamic bank, every transfer also runs under Sharia-compliant terms. Here's what QuickRemit actually covers and where it beats — or loses to — the alternatives.

What QuickRemit covers, and the "free" claim

QuickRemit connects Emirates Islamic directly to partner banks in specific corridors — Emirates Islamic's own marketing names the UK, Egypt, India, Pakistan and the Philippines among them, with the bank stating it now reaches 40+ countries in total. To those partner corridors specifically, transfers are advertised as instant and fee-free; outside that list, a transfer goes by ordinary international wire and carries a fee.

As with any "free" fast-remittance product, the honest read is that the transfer fee genuinely disappears on supported routes — the exchange-rate margin doesn't. More on that below.

How to send with QuickRemit

  1. In the Emirates Islamic app (EI+) or online banking, open Transfers → QuickRemit.
  2. Add the beneficiary: full name, account number or IBAN, and the receiving bank's local code or SWIFT/BIC.
  3. Enter the amount, review the rate, and confirm. To a supported partner corridor, funds can land within about a minute.

Receiving into an Emirates Islamic account from abroad? The sender needs the bank's SWIFT code, MEBLAEAD — our page shows where it goes.

Where the real cost sits when the fee is zero

When a transfer genuinely carries no fee, the entire cost of sending money lives in the exchange rate — the gap between the rate you're given and the true market rate:

Where the real cost of a transfer hidesTotal cost of sending moneyUpfront feethe part you seeExchange-rate marginthe hidden part
Illustrative proportions. Two services can both advertise “no fees” — the one with the weaker exchange rate still costs you more. Always compare the amount that actually reaches the recipient.

That's not a criticism specific to Emirates Islamic — it's how every fee-free remittance product works. It just means the rate is the only number worth comparing on a QuickRemit corridor, not the (already zero) fee.

QuickRemit vs an exchange house or app

On its supported partner corridors, QuickRemit is genuinely competitive — free and close to instant is a hard combination to beat from a bank. Off those corridors, or if the rate isn't sharp that day, licensed exchange houses like Al Ansari and LuLu, and apps like Wise, are worth checking too.

Compare the amount received in our live tool, or on a route page like AED to INR and AED to PKR. For the full picture, see the complete guide to international transfers from the UAE.

Transferring with a different bank?

See how other UAE banks handle theirs: Dubai Islamic Bank (also Sharia-compliant), ADCB, Commercial Bank of Dubai, or Mashreq.

Frequently asked questions

What is Emirates Islamic QuickRemit?

QuickRemit is Emirates Islamic's fast-remittance service, advertised as delivering transfers in as little as 60 seconds, free of charge, to a growing list of partner countries that has included the UK, Egypt, India, Pakistan and the Philippines. The bank states it now covers 40+ countries in total. Outside partner corridors, transfers go by ordinary international wire and carry a fee.

Is Emirates Islamic QuickRemit really free?

To its partner corridors, yes — no transfer fee, per the bank's own terms. Remember that fee-free doesn't mean cost-free: the exchange-rate margin still applies, so compare the amount that actually arrives rather than assuming "free" is automatically cheapest.

How fast is an Emirates Islamic QuickRemit transfer?

To a supported partner country, the bank advertises delivery in as little as 60 seconds. Transfers outside that list follow the normal SWIFT timeline of one to three working days.

What is Emirates Islamic's SWIFT code?

Emirates Islamic's SWIFT/BIC code is MEBLAEAD. See our Emirates Islamic SWIFT code page for where to use it.

Sources

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