Emirates Islamic says customers can make international transfers through EI+ Mobile Banking or Online Banking. Before starting, prepare the beneficiary account details, any required routing code, your current address details and sufficient available funds.
The transfer fee is not necessarily the complete cost. Emirates Islamic says other banks may apply charges, and the exchange rate and charge option can affect the amount received. Check the displayed fee, exchange rate, charge option and any displayed recipient-amount estimate before authorising; deductions can still change the amount ultimately credited.
How to make an international transfer
- Sign in to EI+ Mobile Banking or Online Banking and choose the international-transfer service.
- Add or select the beneficiary, using the account details and any routing information supplied by the recipient.
- Enter the amount and currency, then review the transfer instruction before confirming it with the bank’s required approval step.
The bank’s help guidance identifies beneficiary account information and routing details, where applicable, as information to have ready. For an IBAN transfer, use the recipient’s details exactly as supplied; see our IBAN guide.
What to check before you confirm
Review the beneficiary name, account number or IBAN, routing information, destination, currency and transfer purpose where the bank asks for it. Availability, limits and processing can depend on the account, currency, destination and transfer channel.
Check the displayed fee, exchange rate and any displayed recipient-amount estimate. A general statement about a transfer charge or an on-screen estimate is not a promise of the complete cost or the amount ultimately credited.
Fees, exchange rates and intermediary deductions
Emirates Islamic says online and mobile international transfers can be offered without a bank transfer fee, subject to its applicable conditions; branch charges can depend on the customer’s package. That does not mean every transfer is cost-free.
The bank also notes that charges from other banks can apply. Its published charge options allocate Emirates Islamic, correspondent-bank and beneficiary-bank charges differently, so a SWIFT transfer may involve deductions before the payment is credited.
- BEN: the beneficiary bears charges; deductions can reduce the remitted amount.
- SHA: the sender and beneficiary share charges; recipient-side deductions may apply.
- OUR: the sender elects to pay charges, but this is not an unconditional guarantee of the amount ultimately credited. Emirates Islamic identifies exceptions, and routing or intermediary charges may still matter.
For a plain-language explanation of the components to compare, read our international transfer fees guide.
QuickRemit, SWIFT and timing
QuickRemit is Emirates Islamic’s separate remittance service for routes the bank makes available in its app. Route availability and terms can change, so check the current route, beneficiary requirements, fee, exchange rate and delivery estimate in EI+ rather than relying on a generic claim.
Emirates Islamic says transfer processing and final crediting can depend on when you submit, whether sufficient funds are available, the accuracy of the details and the applicable route. Use the recipient’s confirmed details and see our Emirates Islamic SWIFT/BIC page before sending.
Useful UAE transfer guidance
For a domestic payment, start with our UAE bank-transfer guide. If you are sending to Pakistan, our AED-to-PKR corridor page explains how to compare a current quote without treating it as a bank promise.